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Terms of Service

Last Updated: 5 February 2026

1. Acceptance of Terms

By accessing or using the Manulife Strategic Growth website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

These terms apply to all visitors, users, and others who access or use our services.

2. Description of Services

Manulife Strategic Growth provides strategic business development advisory services to Irish SMEs, including:

  • Growth strategy development
  • Business model refinement
  • Market expansion planning
  • Operational scaling strategy
  • Strategic workshops and facilitated sessions
  • Personalized consulting engagements

Our services are educational and advisory in nature. We do not provide financial planning, investment advice, legal counsel, or regulatory compliance services.

3. Scope and Limitations

3.1 Advisory Nature

All services provided are advisory and educational. Our recommendations represent professional opinions based on information provided and strategic frameworks, not guarantees of specific outcomes or results.

3.2 Not Financial or Investment Advice

We explicitly do not provide financial planning, investment advice, or recommendations regarding capital allocation at the investment level. Any financial considerations discussed are purely strategic in nature.

3.3 Not Legal or Regulatory Advice

While we may discuss regulatory considerations in strategic planning, we do not provide legal counsel or regulatory compliance advice. Clients should consult appropriate legal professionals for such matters.

3.4 Client Responsibility

Clients retain full responsibility for all business decisions and actions taken based on our advisory services. Implementation of strategic recommendations is entirely at client discretion.

4. Website Use

4.1 Permitted Use

You may use our website for lawful purposes only. You agree not to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful code or malware
  • Attempt unauthorized access to our systems
  • Collect user information without consent
  • Use automated systems to access the site without permission

4.2 Account Security

If you create an account or receive login credentials for any of our services, you are responsible for maintaining the security of your account and for all activities that occur under your account.

5. Intellectual Property

5.1 Our Content

All content on this website, including text, graphics, logos, images, frameworks, methodologies, and materials provided during services, is the property of Manulife Strategic Growth and protected by copyright and intellectual property laws.

5.2 Limited License

We grant clients a limited, non-exclusive, non-transferable license to use materials provided during service engagements solely for their internal business purposes. This license does not permit resale, redistribution, or commercial use outside the client's organization.

5.3 Client Information

Clients retain ownership of all information, data, and materials they provide to us. By engaging our services, clients grant us license to use this information for the purpose of delivering advisory services.

6. Service Engagement Terms

6.1 Consulting Engagements

Specific terms for consulting engagements will be outlined in separate engagement letters or agreements. These specific agreements supersede general website terms where applicable.

6.2 Workshop Participation

Workshop registration constitutes acceptance of workshop-specific terms including cancellation policies, participation requirements, and confidentiality expectations.

6.3 Payment Terms

Payment terms for services will be specified in engagement agreements or workshop registration confirmations. Unless otherwise specified, payment is due within 30 days of invoice date.

6.4 Cancellation and Refunds

Cancellation and refund policies vary by service type and will be clearly communicated at the time of engagement or registration.

7. Confidentiality

7.1 Our Commitment

We maintain strict confidentiality regarding all client information, business details, and strategic discussions. We will not disclose client information to third parties except as required by law or with explicit client consent.

7.2 Workshop Confidentiality

Workshop participants are expected to maintain confidentiality regarding other participants' business information shared during sessions.

7.3 Exceptions

Confidentiality obligations do not apply to information that: (a) is publicly available, (b) was known before disclosure, (c) is independently developed, or (d) is required to be disclosed by law.

8. Disclaimers and Limitations of Liability

8.1 No Guarantees

We do not guarantee specific business outcomes, revenue growth, market success, or other results from implementation of strategic recommendations. Business success depends on numerous factors beyond our control.

8.2 Website Availability

We strive to maintain website availability but do not guarantee uninterrupted access. We may suspend access temporarily for maintenance or updates without notice.

8.3 Limitation of Liability

To the fullest extent permitted by law, Manulife Strategic Growth shall not be liable for any indirect, incidental, consequential, or punitive damages arising from use of our services or website.

8.4 Maximum Liability

Our total liability for any claims arising from services provided shall not exceed the fees paid for those specific services.

9. Indemnification

You agree to indemnify and hold harmless Manulife Strategic Growth from any claims, damages, losses, or expenses (including legal fees) arising from your use of our services, violation of these terms, or infringement of any third-party rights.

10. Termination

We reserve the right to terminate or suspend access to our website or services at our discretion, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.

Provisions regarding confidentiality, intellectual property, disclaimers, and limitations of liability survive termination.

11. Modifications to Terms

We may modify these Terms of Service at any time. Updated terms will be posted on our website with a new "Last Updated" date. Your continued use of our services after changes constitutes acceptance of modified terms.

For material changes affecting existing service engagements, we will provide reasonable notice to affected clients.

12. Governing Law and Jurisdiction

These Terms of Service are governed by the laws of Ireland. Any disputes arising from these terms or use of our services shall be subject to the exclusive jurisdiction of the courts of Ireland.

13. Dispute Resolution

In the event of any dispute, we encourage initial resolution through good-faith negotiation. If negotiation fails, disputes may be submitted to mediation before pursuing formal legal action.

14. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect.

15. Entire Agreement

These Terms of Service, together with our Privacy Policy and any specific engagement agreements, constitute the entire agreement between you and Manulife Strategic Growth regarding use of our website and services.

16. Contact Information

Questions regarding these Terms of Service should be directed to:

Manulife Strategic Growth
6 Henry St, North City
Dublin, D01 NY32
Ireland

Email: info@myonlinemanulife.com
Phone: +353 1 575 9926

17. Acknowledgment

By using our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

Manulife Strategic Growth

Strategic business development advisory for Irish SMEs ready to scale intelligently.

Services

  • Growth Strategy
  • Business Model Refinement
  • Market Expansion
  • Operational Scaling

Company

  • About Us
  • Workshop Calendar
  • Contact

Contact

  • 6 Henry St, North City
    Dublin, D01 NY32
  • +353 1 575 9926
  • info@myonlinemanulife.com
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